‘Dumb Starbucks’ and Your 403(b)

Have you ever seen the TV show ‘Nathan For You’ on Comedy Central?  If you haven’t it’s a show about a comedian, Nathan Fielder, that “helps” small businesses with their marketing tactics.

However, Fielder’s suggestions aren’t exactly traditional, and are almost always very, very bad (albeit funny) ideas.  The business owners don’t know that Fielder is purposely feeding them ridiculous ideas.

I came across one of the episodes in which he outlines the idea for a coffee shop called ‘Dumb Starbucks’.  The idea is to use the exact same logo, color scheme, and branding of Starbucks, but put the word ‘Dumb’ in front of it. That way people will come into the store thinking it’s a real Starbucks and buy more coffee.

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Let’s Put the ‘Personal’ Back in Personal Finance

The May 2019 issue of Money magazine was delivered to our office recently with a large picture of Dave Ramsey on the cover.

The cover reads:

“The Debt Slasher: Broke millennials are flocking to financial guru Dave Ramsey – is his advice sound?”

The piece about Ramsey in the magazine starts by telling the story of an event Ramsey held in Grand Rapids, MI back in February.  The story says “Grand Rapids was blanketed in an ice storm earlier that afternoon, so much of the crowd had to drive through miles of slush to make it in.  But 4,000 people still showed up, Ramsey said later.”

Something about that quote just didn’t make sense to me.  4,000 people are going to listen to a man talk about “personal” finance?

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Your Life is Happening NOW

“Life moves pretty fast.  If you don’t stop and look around once in a while, you could miss it.”

Most of you will recognize that quote from the timeless movie Ferris Bueller’s Day Off.  And if you don’t?  Please go watch it. Now.  Seriously. Go.

This line from a light-hearted comedy has turned into a seriously deep quote about life.  Today I wanted to share what this quote means to me.

Life is happening right now.  Look around.  These moments will never happen again.  We only have one life, and we don’t know how long it’s going to last.

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What’s the Best Piece of Advice You’ve Ever Received?

When I started the Living With Money podcast, I really wanted to hear everybody’s individual story.  Every person on this planet is unique.  Everyone has different stories.  Everyone has different experiences.  No two people are the exact same.

For the last couple of months I’ve been concluding all of my interviews with the same question:

“Whether it is a personal or professional thing, what is one piece of advice that you’ve received that has always stuck with you?” Continue reading